TikTok explores peer-to-peer payments via DMs, report says | TechCrunch · AuraTracer

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According to TechCrunch, TikTok is exploring the use of its direct message feature to launch a peer-to-peer payment service. The plan aims to combine instant messaging in social apps with financial transactions, allowing users to send and receive funds via private messages. Currently, this initiative is still in the early stages of exploration, and no specific implementation details or timeline have been announced.

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T TechCrunch 归档 8月 p09 en 2026-08-18 08:00

TikTok explores peer-to-peer payments via DMs, report says | TechCrunch

据彭博社最新报道，TikTok 正在开发一项功能，允许用户通过直接消息（DM）互相转账。该功能若上线将依托 TikTok Pay 服务，目前已在东南亚用于 TikTok Shop 购物支付。代码分析显示，接收方需“点击接受”付款，发送方可附带留言，类似 Venmo 模式。TikTok 方面表示该功能尚未进行测试，处于早期开发阶段，因此无法确定其发布计划。此前，TikTok 曾向巴西央行申请金融科技公司牌照以开展借贷和支付业务。此举将使 TikTok 与 Venmo、Zelle 等金融服务竞争，而 X（原 Twitter）近期也已推出 X Money 服务。